Open a Bank account
Opening a bank account in Hungary can be a bit challenging if you're not a Hungarian resident or citizen, especially if you wish to do it online or from outside the country. To make the process smoother, follow these steps:
Visit a Local Branch: The most reliable way to open a bank account in Hungary is to visit a local branch. Try to avoid peak hours, such as the morning rush or near closing time, as this can save you time.
Language Assistance: Be prepared to encounter limited English proficiency among bank staff. It may help to bring someone who speaks Hungarian with you to facilitate communication and speed up the process.
Required Documents: As a foreigner, you'll typically need the following documents:
Passport or national ID card.
If you are from outside the EU/EEA, a valid travel document or visa.
A local Hungarian phone number.
Proof of address in Hungary.
Patience Required: The account setup process can take around 30 minutes or longer, so be patient and allow sufficient time for this.
Research Account Types: Hungarian banks offer various types of accounts. It's advisable to do some research beforehand to determine which account suits your needs best.
Online Banking: Once your account is set up, you can access it online. Most major banks provide web and mobile apps, many of which have English versions. This allows you to manage your banking activities conveniently from anywhere.
By following these steps, you can navigate the process of opening a bank account in Hungary more effectively, even as a non-resident or non-citizen.
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